Mycelian.app
You didn't open a brokerage to chase paperwork at 9 p.m.
Mycelian runs the back office that fixes your capacity problem — every lead answered, every file graded, every deadline watched, for less than one salary.
The Bottleneck
Your sales team isn't your ceiling.
Your back office is.
Loan officer headcount is down 46% industry-wide since 2022 — brokerages aren't losing because they can't sell. They're losing because they can't scale the back office fast enough to keep up.
Leads after hours
A borrower reaches out at 9 p.m. and waits until tomorrow. Most shops answer it in the morning — after two competitors already have.
Operations bottleneck
Whatever one processor can carry is your ceiling. Every additional file creates another stack of repetitive work for people who are already at capacity.
Compliance exposure
Important clocks, conditions and disclosures shouldn't depend on someone remembering to check an inbox.
Leadership blindness
You shouldn't need three conversations to understand what's happening across your pipeline.
The Shift
What if you could close every lead, hit every deadline, and scale without hiring — while you sleep?
One System
One back office. Running 24/7.
Not five separate products — one managed operations system, running inside your brokerage, putting the whole pipeline on one screen: The Desk. Automation, AI agents, and a leadership command center in one place — we build it, operate it, and improve it.
Your team, your names. Every deployment is named and voiced to your company's culture — Sophie, Lonnie, Grace, and Lex are what Presto calls theirs. Yours will be your own.
The Transformation
Same brokerage.
Different operating capacity.
Cost of Inaction: Every missed or delayed lead is a commission walked out the door — worth roughly $2,000 to $4,000 on a typical loan, on top of the $1,500 to $6,000 many shops already spend generating that lead in the first place.
Before Mycelian
- 9:07 PM
- Lead arrives. Nobody answers until morning.
- 1003
- Borrower submits it. Someone starts processing tomorrow.
- Pipeline
- Owner asks several people for an update.
- Deadline
- Lives in someone's inbox or memory.
- Growth
- Means another hiring decision.
With Mycelian
- 9:07 PM
- Lead is answered and routed immediately.
- 1003
- Information is processed and organized before human review.
- Pipeline
- Leadership sees the state of the business in one place.
- Deadline
- System watches the clock and surfaces exceptions.
- Growth
- Operational capacity expands without another payroll layer.
FAQ
Questions, answered plainly.
Proof
It's not a promise. It's running.
One minute. How Mycelian actually runs.
Presto Home Loans, Daly City, California
- Response time: 1–2 weeks → under 5 minutes
- 207 new leads since June
- 27/27 calls caught & escalated instantly
- 30,727 automated health checks
- Live in 71 days, start to finish
The Economics
Your growth shouldn't require
another payroll decision.
Hire for it | The $99/mo tool | Mycelian | |
|---|---|---|---|
| Time to capacity | Recruit, train, ramp — 2 to 4 months | Live in an afternoon — but it only ever does the one thing | Live on day one, at full capability |
| Cost | A salary, benefits and payroll tax, every year | $99/mo, but capped at answering questions | Less than one salary, fixed |
| What it actually does | Whatever one person's capacity allows | Answers what it's told to. That's the whole job. | Runs your operations — a full team's worth |
| Compliance | As good as their training, and no one's checking their work | Avoids it entirely — too risky for a bolt-on tool | Built compliance-aware, by design |
| When it's tested | They leave, and the knowledge leaves with them | Hits its ceiling the moment you need more than FAQs | Absorbs the spike. Nothing walks out the door. |
Against your other real alternative — a custom dev shop — that's $132,480 and 13 months for a build like this; firms that do this at enterprise grade start at $50k and run past $200k. Mycelian is the compliance-grade middle: live in about 6 to 8 weeks, at the size of your shop.
Ready to stop paying for tools that don't talk to each other?
Book Your 20-Minute AuditYour Numbers
What would this look like for your shop?
Term
Mycelian, Boutique shop
$165,000
over 3 years
One back-office hire
$218,142
over 3 years
That's $53,142 back in your pocket over 3 years — plus a 7-agent team, not one hire.
Back-office hire figure: $50,900/yr average US mortgage loan processor base salary (ZipRecruiter, 2026), loaded to $72,714/yr for payroll tax & benefits at 30% of total compensation (BLS Employer Costs for Employee Compensation, private industry, 2026). Hire count assumes a traditional shop adds a second processor around 16 active files a month and a third around 31 — Mycelian's own staffing experience running a brokerage, not a third-party study. Mycelian figures are published pricing, not estimates.
Pricing
Priced to the size of your shop. Nothing hidden.
2 of 3 spots remaining
Founding client
First 3 clients only, any firm size — first come, first served
- Discounted build + flat retainer, life of term
- Named case study & testimonial
- 15 LO Portal seats included
Boutique shop
Up to 15 active loan files/month
- 15 LO Portal seats included
- One brokerage per market, exclusive
- First month of retainer free
Producing team
16–39 active loan files/month
- 30 LO Portal seats included
- One brokerage per market, exclusive
- First month of retainer free
Pricing is the same in every state, plus applicable taxes for your region. Every engagement runs a 3-year initial term, renewing at 2-year terms after. Running more than 39 loan files a month? The audit sizes it and quotes it directly — fixed, in writing.
How the Process Works
Three steps. The audit is why it's fast.
01 — The Audit
- • Maps every human touchpoint in your office
- • 1–2 weeks, fixed-quote build plan
- • Credits in full toward your build
02 — The Build
- • Full agent team, deployed and working
- • Live in 6–8 weeks
03 — The Partnership
- • We staff, watch, and tune it
- • An operations department that never calls in sick
Included, Not Bolted On
One system. Not five subscriptions.
Every channel, one thread
Call, text, email, WhatsApp — logged the moment it happens.
Compliance built in, not bolted on
Disclosure clocks live on the same record as every touch.
Your own isolated infrastructure
Never pooled with another client.
Every agent action is logged
Your audit trail builds itself.
Stop chasing the paperwork.
Start running your brokerage.
Your operations team, working while you sleep. That's not a promise — it's what's already running. Let's build yours.
2 of 3 founding spots remaining · One brokerage per market