Sophie
Front Office
Greets, qualifies, and routes every inquiry the moment it arrives — nights, weekends, holidays — and walks borrowers through the 1003 while other shops’ phones ring out. No lead waits. No lead leaks.
Mycelian.app
Your brokerage, run by an operations team that never sleeps.
Mycelian, by Consult Gonzalez — five AI agents and one command center that answer every inquiry, prep every file, and watch every deadline. Built for a real California brokerage in 71 days. It's running right now — come watch it.
Built for Presto Home Loans (Daly City, CA · NMLS #1499621) in 71 calendar days — a complete multi-agent operations system traditional firms quote 6–18 months and $300k+ to build. Live today.
The Problem
Every shop knows the 9 p.m. lead.
A borrower fills out a form at 9:07 on a Tuesday night. At most shops, that lead waits for morning — and by morning, they've already talked to two competitors.
It's not just the leads. Files eat your processors' hours before a human should ever touch them. Compliance runs on memory and sticky notes. And the principal finds out how the pipeline really looks by asking, one person at a time.
None of that is a people problem. It's an infrastructure problem — and infrastructure can be built. In 71 days, we built it for a real brokerage. Here's the team.
The Team
One intelligence, branching into a team.
Lonnie
Loan Ops
Takes the 1003, runs DU and LP, and grades every file green, yellow, or red before it moves — nothing advances on a guess. Reads the conditions and hands your processor a clean, packaged file.
Grace
AI Manager
The system comes with an AI manager who functions like your chief of staff — triages the inbox hot/warm/cold, pulls what matters into CentCom, drafts your emails and texts, and keeps the day moving.
Lex
Compliance
Watches every RESPA touchpoint and disclosure clock, file by file, flagging what’s off before it becomes a finding. Every night, the log synthesizes into a permanent record — audits stop being fire drills.
The Voices
Your Pipeline
Custom content personalities, written to match your company’s culture and tone, keeping your Instagram, Facebook, and blog feeding the top of your funnel. The feed on our site? Written by the system.
CentCom
Your Seat
One screen: every file, every lead, every deadline, every agent’s work — without asking anyone. You and your leadership, fully sighted, four seats deep.
Your team, your names. Every deployment is named and voiced to your company's culture — Sophie, Lonnie, Grace, and Lex are what Presto calls theirs. Yours will be your own.
How It Works
Three steps. The audit is why it's fast.
01
The Audit
$5,000–$7,500, credited toward your build.
We map how your office actually runs — every place a lead, a form, or a compliance step touches a human today. You walk away with a fixed-quote build plan, not a sales pitch. If you build, the fee credits in full. If you don’t, you keep the map.
02
The Build
Live in about ten weeks.
Your full agent team, deployed and working — not a demo, not a pilot. Presto went from zero to a running operation in 71 calendar days, and the audit is why. The better the map, the faster the build.
03
The Partnership
Your back office’s payroll.
We staff the team, watch it, tune it, and keep it current as rules and models change. You’re paying for an operations department that never calls in sick.
Why "Mycelian"
A network beneath the surface.
In nature, a mycelial network is decentralized and autonomous — millions of threads that communicate, adapt, and sustain entire ecosystems without a central manager. We built Mycelian to do exactly that for your brokerage: a network of specialized agents that share context and execute complex workflows across your business — silently, flawlessly, 24/7.
No single point of failure. Every thread carries the whole.
Proof
It's not a promise. It's running.
Live walkthrough
A 3-minute walkthrough is being recorded. Until then —
Book the 20-minute live walkthroughPresto Home Loans, Daly City, California.
A standard website and manual intake became a 24/7 AI operation: every inquiry answered instantly, files prepped before a human touches them, compliance clocks watched automatically, and a command center the principals check each morning. Built end to end in 71 calendar days.
Results being measured — real numbers publish here as they land.
The Comparison
This is not another $99 tool. Here's the honest math.
The $99/mo tool
Mycelian
One chatbot answering FAQs
A full team running operations
You install it, configure it, babysit it
We build it, run it, and stay on the hook
Avoids compliance — too risky for SaaS
Built compliance-aware for regulated work
A feature
A workforce
And against your real alternatives: a back-office hire runs $50–80k a year, loaded — and quits. A custom dev shop averages $132,480 and 13 months for a build like this. Firms that do this at enterprise grade start at $50k and run past $200k. We're the compliance-grade middle — live in about ten weeks, at the size of your shop.
Built On The Law, Not Around It
Every call answered. Every state engineered for.
Call-recording consent, telemarketing statutes, and licensing regimes shift from state to state — sometimes sharply. Before Mycelian goes live in a new state, we map that state's law first: how a call must be disclosed, what counts as solicitation, what triggers a licensing requirement. Not a generic compliance policy retrofitted after the fact — actual per-state legal research, done before the first call ever goes out.
Call-recording consent — mapped state by state
Telemarketing & solicitation rules — checked before launch
Licensing triggers — verified before a single call goes out
Most AI vendors ship one script nationwide and hope nothing breaks. We don't hope — we engineer for the law that actually applies, state by state, before a single call happens.
You'll never be handed to a stranger. I sit with your team before anything is built, and I'm still the one who answers after — the same person, every time, who already knows your name and your file. That's not a support policy. That's Mycelian.
Candace Gonzalez
The Relationship Architect
Pricing
Priced to the size of your shop. Nothing hidden.
Boutique shop
up to ~5 people, ~20 active files/mo
The Audit (credited to build)$5,000
The Build$35,000
The Partnership$3,000/mo
Producing team
6–15 people, ~50 active files/mo
The Audit (credited to build)$7,500
The Build$50,000
The Partnership$4,500/mo
Founding three: half the build, in exchange for a named case study. 2 of 3 spots remaining — updated by hand. After that, full price, permanently. Larger shop? The audit sizes it and quotes it — fixed, in writing.
Security & Compliance
Your borrowers' data, treated like a license depends on it. Because yours does.
Encrypted in transit & at rest
Role-restricted access
Full action audit trail
Dedicated infrastructure — your own private VPS and object storage, fully isolated from every other client, never shared or pooled
And the boundary that matters: you stay the licensed professional. The system works for you — surfacing, tracking, flagging — never instead of you.
Our Commitment
We don't hand you software and walk away.
Always On
Always Watching
An agent checks every system every five minutes, day and night — fixes most things before you’d notice, and wakes a human the moment it can’t.
Real Working Memory
Grace remembers. Every session, every decision, every pattern in your shop compounds into what she knows next time.
Our Promise
- We tune it as your volume grows
- We update it when compliance rules change
- Your data exports within 30 days — always yours, no lock-in
The Architect
Jose Luis Gonzalez, Agentic Systems Architect
Jose Luis Gonzalez built Presto Home Loans' complete multi-agent operation from zero in 71 days — the system you can watch running today. When you call, you get the person who built it: a named, on-shore architect who speaks US mortgage compliance, not an offshore platform with a ticket queue.
This is the fifth time this architecture has been built. A compliance consulting practice, a records-verification platform, a financial markets system, and a publishing engine all run on the same underlying infrastructure — Presto is simply the first version purpose-built for mortgage compliance.
FAQ
Questions, answered plainly.
That’s what the partnership is. We monitor it around the clock, fix what breaks before you notice, and keep it current. You’re never buying software and getting abandoned — it’s our operations team running in your shop.
Encrypted in transit and at rest, access restricted to authorized roles. Every agent action is logged — your audit trail builds itself.
Keep it if it earns its seat. A tool answers one question; Mycelian runs the operation — and we integrate with what already works.
The Boutique tier was designed for shops of five and under. Presto isn’t a giant either — that’s the point. Small shops feel missing infrastructure most.
About ten weeks — 71 calendar days at Presto. The audit sets the speed: the better we map your shop and the faster we get access, the sooner it ships.
It replaces the 11 p.m. catch-up, not your people. Your team stops doing robot work; the robots don’t do the judgment work. You stay the licensed professionals.
Your data exports in standard formats, always yours, within 30 days. No hostage-taking — it’s in the contract.
A mycelial network is decentralized and autonomous — millions of threads sustaining an ecosystem without a central manager. That’s the system, for your brokerage.
Watch it run. Then decide.
Twenty minutes. A live system, not slides — Sophie answering, files moving, CentCom lit up. The system does the talking.
The same system running Presto Home Loans, live, today.
2 of 3 founding spots remaining